Solutions

Every Way Your Customers Pay, Covered

From swipe to ACH, from in-store to online โ€” MerchantMe handles every payment type your business needs.

Credit & Debit

Credit & Debit Card Processing

Accept all major credit and debit cards โ€” Visa, Mastercard, American Express, Discover, and international cards โ€” in-store, online, or over the phone.

  • EMV chip, contactless (NFC/tap), and swipe support
  • Real-time authorization and instant receipts
  • Card-not-present (CNP) online and phone processing
  • Fraud detection and AVS verification
  • Multi-currency support for international businesses
Visa Mastercard Amex Discover Union Pay
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All Cards, All Channels

Whether your customer taps, dips, swipes, or types โ€” you get paid fast.

ACH / eCheck

ACH & eCheck Processing

For high-value transactions and businesses with recurring billing, ACH is often cheaper than credit cards. MerchantMe makes ACH processing easy, reliable, and fast.

  • Same-day and next-day ACH settlement
  • Bank account verification (instant and micro-deposit)
  • eCheck acceptance for one-time and recurring payments
  • Ideal for insurance premiums, rent, and invoices
  • NACHA-compliant processing infrastructure
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Lower Fees on High-Value Payments

ACH rates are a fraction of card rates โ€” perfect for premium and invoice-based businesses.

Recurring Billing

Recurring Billing & Subscriptions

Automate your revenue with MerchantMe's recurring billing engine. Set it up once and collect reliably every billing cycle, with smart retry logic for failed payments.

  • Flexible billing cycles (weekly, monthly, annual)
  • Automated dunning and failed payment recovery
  • Customer self-service payment portal
  • Proration and plan upgrade/downgrade handling
  • Revenue recognition reporting
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Set It and Collect It

Reduce payment failure rates by up to 40% with smart retry and dunning logic.

Mobile Payments

Mobile & On-the-Go Payments

Run your business anywhere with our mobile card readers and payment apps. Perfect for field agents, mobile services, events, and pop-up businesses.

  • Bluetooth card reader (chip + tap + swipe)
  • iOS and Android app included
  • Offline payment capability (syncs when reconnected)
  • Digital receipts via SMS or email
  • Item catalog and tip management
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Your Business, Unchained

Accept payments from anywhere โ€” no counter, no problem.

Virtual Terminal

Virtual Terminal

Process payments from any web browser โ€” no hardware required. Ideal for businesses taking phone orders or managing accounts from a back office.

  • Secure browser-based card entry
  • Manual card entry and card-on-file billing
  • Payment links sent by SMS or email
  • Transaction history and reporting dashboard
  • Role-based staff access controls
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No Hardware? No Problem.

Process payments securely from any device with a browser โ€” desk, laptop, or tablet.

Ready to Accept Every Payment Type?

Get set up in days. No hardware required to get started.

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